Star Struck Style

I hopped off the credit bandwagon earlier this year when I cancelled all my credit cards. I told myself that I needed a break after I met with someone at my bank to get some professional advice regarding my finances. Admitting that I could use some help was a big deal for me because I don’t share a lot of personal details of my life with total strangers. Shortly after that, I discussed my overall unhappiness with my boss at work. That led me to the decision to quit my full-time job. Once again, talking about my problems with someone actually helped me to solve them. I know, right?

Anyway, the guy at my bank told me to wait six months before applying for another credit card. He told me that would be good for my credit score (which was just fine as it was). Still, I get paranoid about things like that. My fear of rejection stops me from doing a lot of things that would probably help me out.

But I didn’t need to be concerned. I applied for a new credit card this morning and I was approved instantly. I don’t really need it because I’ve been doing just fine using the Visa Debit feature that is included with my bank account, but it gives me comfort to have a line of credit just in case an emergency pops up. It’s just one less thing to be worried about.

An interesting thing about this episode is that the new moon just occurred in my tenth house. As a Capricorn, that event has me feeling ambitious and hopeful about my future. Yet it also has me feeling especially cautious — like the wheels could fall off the bus any day now. This credit card is like an insurance policy on that bus. I hope that I don’t ever need to use it, but it’s there for me if anything goes wrong. I’m sure that Saturn’s current conjunction with Neptune is also contributing to both my mild paranoia and my resolve to combat that paranoia by making informed, practical decisions.

But I digress! I’m going to give myself credit where credit is due for not only proving to myself that I can live without credit, but also that I can understand the relationship between my spending habits and my stress levels. Now that I’m not stressed out, I’m not spending buckets of money to convince myself that I’m doing okay. And that brings me back to my daily affirmation: “I have everything I need to be happy.” I’ve never believed that more.